Financial Well-Being

We have been programmed to believe that "survival" is the highest place we can reach for, never realizing that there are higher levels of well-being waiting for us.  When our basic needs are not yet met, the insecurity can cause us to sink into painfully low energy levels. For many people, the lower half of the energy scale is all there is.

1 SURVIVAL – Financial Well-Being

  • Basic needs met
  • Not worried
  • Secure
  • Confident
  • Having more than enough
  • Money to spend on experiences
  • Money to spend on others

It turns out that most people are not dreaming of endless money but would be happy to have a little more than is necessary to get by, so they can do the things they would like to do, for themselves and their loved ones.  Perhaps the gift economy is built into our human psyche and true financial fulfillment comes from giving to others.  A growing number of human innovations have become part of the basic support system on which we build our lives.  This base will continue to expand the number of items we must acquire in order to feel fully supported.

And a variety of upgrades such as:

  • electricity
  • a refrigerator
  • indoor plumbing
  • an oven
  • transportation

These may include:

  • running water
  • a toilet
  • a bed
  • an oven




We believe that everyone in their right mind wants world peace and well-being for all mankind, but they can’t begin to think about these things when they are caught up in “survival mode.”

The first step in rising up out of survival mode is to realize that the problem is not you.  The system is not set up in a way that works for everyone.  It actually works for a very small percentage of the population of the country and the world.  So, remember that you are not alone and if we work together we can figure out lasting solutions for ourselves and for all mankind.

Millions of people today have concluded that today’s system is not designed to lead us into personal or global well-being. In fact, today’s system might even be preventing well-being.  We can begin to see the problem when we look at the terms we use to define our society such as “the workforce” “the consumer” “political demonstrations” “big agriculture” “factory farms” and “developing nations.”  These terms make very disturbing circumstances that prevent the sense of Global Well-Being sound like normal and acceptable conditions of life on earth.

At this time, in 2017, one percent of the population owns 50% of the wealth of the world.  To be even more specific, .7% of the population owns 46% of the wealth. At the other end of the spectrum, the world’s 3.5 billion poorest adults, who account for 70% of the world’s working age population, account for just 2.7% of global wealth.  In India and Africa, the number of people in poverty is closer to 100%.

The first dimensions of love relate to SURVIVAL and provides the foundation on which we build our lives. It supports us in growing and feeling safe to explore all the other elements of love. It is related to our feelings of safety and security, whether it is regarding our bodily needs of food and water, or more developed needs such as “roof over our heads” or a good retirement plan. The first level of well-being is focused on the idea of survival and safety.

Eastern religions call this first element the “root chakra” probably because this element keeps us rooted to the earth where our basic needs are met. A Gallop poll compiled a list of the basic needs that all people need in order to feel safe and secure.  It matches up very well to the root chakra as defined by Eastern religions.

We observe that as we humans become more “civilized” our list of basic needs continually grows longer and more complex.  A Gallup poll revealed these bullet points by asking the question, “How would you define financial well-being?”



What might be preventing your Financial Well-Being?

Please leave your comments below.


  1. Even if one of us comes with a great idea to make the world a better place, money and competition is the roadblock that prevents us from reaching that goal. Simple example would be building windmills. Suppose you wanted to make an eco-friendly power source instead of harsh fossil fuels that are in limited supply and destroy the environment. Just one problem: money. Windmills are renewable, clean, and more appealing than fossil fuels, but it will cost money to build a windmill. This problem is what prevents from making our ideas change the world.
    Now to the solution, if we could all come together and put all of our skills to work, we could build that windmill without money, but with love and care for the the environment and others around us. We then realize that helping doesn’t need a price tag because we love doing it. It’s the complete opposite of a vicious cycle. It’s… a happy cycle! We can work together to create financial well-being through contribution and cooperation. In other words, this world has competition written all over it and we need to erase that and write “cooperation” instead.

  2. Financial well-being for all can’t be achieved in today’s financial system. In a system with different jobs and ways of obtaining money, nobody gets paid the same amount. That may not always be bad, but when some people are failing to obtain their needs while some have more than enough, it can be seen that some don’t succeed in this system. If everyone has different training, experience, or personal factors determining their jobs, and therefore their financial well-being, then the system can’t work well for everyone. If our system rewards with money, those who don’t do well won’t have what they need. It’s a faulty system.

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